Basic Information

Please adjust the numbers below to fit your situation. Click Next to continue.

What is your current age?
Are you married?
What is the current age of your spouse?  
At what age would your spouse like to retire?
Investment Return (%) Help Icon
Anticipated Inflation Rate (%) Help Icon

Immediate Cash Needs

Please adjust the numbers below to estimate the amount of cash your family will need at the time of your death. Click Next to continue.

How much do you estimate you will
need to cover funeral expenses?
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What amount do you need
for additional final expenses?
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How much cash is needed to
pay off your mortgage(s)?
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How much money is needed
to pay off other debt?
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Ongoing Family Income Needs

Please adjust the numbers below to fit your situation. Click Next to continue.

What is your annual income?
What is your spouse's annual income? Help Icon
What is the desired annual income when you retire, or should your spouse or family members need an income after your death? Help Icon
How many years will you need the annual income? Help Icon
Estimated college costs for all children Help Icon

Available Cash

Please adjust the numbers below to fit your situation. Click Show Results.

What is the value of your current investments? Help Icon
What is the value of existing life insurance? Help Icon
Do you want to include the Social Security benefits your family will receive in the calculation? Help Icon
Age (in years) of oldest child under 18
Age (in years) of second child under 18
Age (in years) of third child under 18
Age (in years) of fourth child under 18